About Personal Loan

A personal loan is a type of unsecured loan designed to meet your short-term financial needs. It does not require any security or collateral. With a personal loan, you have the freedom to use the funds for various personal purposes, excluding investments. Whether it's a vacation, wedding expenses, medical requirements, home renovation, education, or any other personal use, a personal loan can provide the necessary financial support. We offer the fastest personal loans at the most favorable interest rates.

To be eligible for a personal loan, certain criteria must be met:

• Age: You must be above 21 years old.
• Regular Source of Income: You need to demonstrate a stable and verifiable source of income. Acceptable proof of income includes pay cheques or account transfers. Cash salary is not considered by any bank.
• Employment Stability: For salaried individuals, a minimum stability of 6 months in the current company is required. Self-employed individuals and professionals must have a minimum of 2 years of filed income tax returns (ITR).
• CIBIL Score: Your CIBIL score, a measure of creditworthiness, must be above 750 points.

By fulfilling these eligibility criteria, you can avail yourself of a personal loan to meet your immediate financial requirements.